Structured Fixed Deposit Opportunity

Grow Your Savings with Saverite

Participate in a structured fixed deposit savings opportunity designed to support the continued growth of the Saverite ecosystem while delivering strong and predictable returns.

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Put your idle Savings to work! Lock your savings for a minimum of 1 year and earn massive interest monthly.

24%

Per annum fixed return

12

Months minimum tenor

₦1M

Minimum savings amount

Secure

Structured fixed deposit plan

Why Invest with Saverite?

Saverite is a digital savings platform built to help individuals cultivate disciplined savings habits through accessible technology-driven financial solutions.

Strong Return Profile

Earn a competitive fixed annual return on your Fixed-deposit over a clearly defined tenor.

Structured Capital Plan

A clear structure for interest, maturity, and capital repayment gives investors visibility from day one.

Backed by a Digital Platform

Your fixed-deposit supports the growth of a savings platform serving a growing user base across Nigeria.

Savings Details

Savings Type Fixed Deposit Agreement
Minimum Savings ₦1,000,000
Tenor Minimum of 12 Months
Interest Rate 24% Per Annum
Interest Basis Computed on a simple interest basis
Capital Repayment At Maturity
Tax Treatment Withholding tax on interest borne by Eastwood Cooperative Multipurpose Society

What Makes It Attractive

  • Predictable earnings: a fixed quartly return over a defined period.
  • Clear maturity structure: capital is repaid at maturity under agreed terms.
  • Strong savings ecosystem: your funds support the expansion of the Saverite App.
  • Simple and transparent: key commercial terms are set out clearly in the agreement.
  • Professional processing: application, documentation, and fixed-deposit onboarding are formalized.

Projected Interest Summary

Illustrative projections based on the fixed deposit agreement values provided.

Deposit Amount (₦) Tenor Rate (p.a.) Interest Earned (₦) Maturity Value (₦)
1,000,000 12 months 24% 240,000 1,240,000
5,000,000 12 months 24% 1,200,000 6,200,000
10,000,000 12 months 24% 2,400,000 12,400,000
20,000,000 12 months 24% 4,800,000 24,800,000

Key Terms & Conditions

Below is a simplified website summary. The executed agreement remains the binding document.

  1. The minimum deposit amount is ₦1,000,000 for a minimum tenor of 12 months.
  2. The fixed deposit earns interest at 24% per annum, computed on a simple interest basis.
  3. Early withdrawal before maturity attracts a penalty of 50% of accrued interest. Principal remains intact and shall be returned.
  4. At maturity, rollover may happen at the prevailing rate unless written notice is given within the specified notice window.
  5. Customers will be notified in advance of any rollover rate change via the Saverite App or registered contact details.
  6. The fixed-deposit is governed by the laws of the Federal Republic of Nigeria and relevant cooperative regulations.

Ready to Proceed with Fixed-Deposit?

Complete the fixed deposit agreement form to begin your application process.

For enquiries, call +234 904 000 2222 or email enquiries@saveriteapp.com.ng